Live Better, get rewarded
To get your bonus Live Better Points follow these steps:
Join Medibank
Join eligible Medibank Bronze hospital and extras cover or above, and maintain cover for 28 days
Sign up to Live Better rewards
Sign up to Live Better rewards via the My Medibank app.
Track an activity within 28 days of starting cover
Connect your wearable device or mobile health app and start auto-tracking, or track manually within the app.
Redeem your Live Better points
Within 8 weeks of joining you will recieve your Live Better points which you can redeem for rewards such as an Apple Watch.
What reward can I choose?
Redeem great rewards from a wide range of our partners, including Apple, adidas and Amcal. Here's just a snap shot.
| Reward | Points |
| Apple Watch SE GPS + Cellular 40mm | 48,000 |
| $200 Premium Payment | 25,000 |
| adidas $200 e-Gift Card | 20,000 |
| $200 Extras Limit Increase | 20,000 |
| THE ICONIC $200 eGift Card | 20,000 |
| Remedial massage up to $115 | 10,000 |
| HelloFresh $100 e-Gift Card | 10,000 |
| $50 Specsavers Optical Out-of-Pocket Reward | 5,000 |
Why Medibank?
Medibank is one of Australia’s leading health funds.¹ With over 40 years of experience, we understand what better health means for our 3.7 million members.
100% back on dental check-ups twice a year
Here's something to smile about - all Medibank members with extras cover get 100% back on up to two dental check-ups every year, including x-rays, at any of our 900+ Members' Choice Advantage dental practices.²
Accident Cover Boost
With our Accidental injury benefit, you could get Gold level Hospital benefits if you have an accident and hold eligible Hospital cover, regardless of your level of cover.³
24/7 Medibank Nurse Support
Medibank health insurance members can chat to a registered nurse, about their health concerns, online or over the phone at no extra cost.⁴
24/7 Medibank Mental Health Support
Medibank health insurance members can chat with a mental health professional, over the phone or online at no extra cost.⁴
Switching to Medibank has never been easier
1. Find your cover
We help you find the health insurance that best suits your needs.
2. Let us do the paperwork
Simple and easy. We’ll cancel your old membership for you.
3. No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund.⁵
Awarded Outstanding Value Health Insurance 17 years running
We're proud to deliver award-winning health insurance products, but don't just take our word for it. Canstar have awarded Medibank an outstanding value award for health insurance in Australia for the 17th year in a row.
Are you ready to get a quote?
Things you should know
‡ For new members on new memberships who join and start eligible combined Bronze hospital and extras cover or above from 7 November – 18 December 2024 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code ‘LIVEBETTER’ when joining. Excludes Hospital only cover, Extras only cover, Basic covers, Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. Medibank may end this offer or amend these offer terms and conditions at any time without notice. Medibank employees are not eligible for this offer.
2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.
Live Better rewards points terms: Must maintain direct debit and hold eligible product for 28 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better rewards via the My Medibank app and track a Live Better rewards activity within 28 consecutive days from the policy start date. Must be 16 years or over to register for Live Better rewards. Live Better rewards points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 50,000 Live Better rewards points, and families and couples will receive 100,000 Live Better rewards points.
Live Better Rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards with My Medibank or have linked their MyMedibank account with their Live Better rewards account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better rewards terms here: https://www.medibank.com.au/livebetter/rewards/terms/
Apple terms: Apple Watch SE requires iPhone Xs or later with iOS 18 or later. Bands are subject to availability. Carrier plan required for cellular service. Contact your service provider for more details. Connection may vary based on network availability. International roaming is not supported. Check apple.com/au/watch/cellular for participating carriers and eligibility. See support.apple.com/en-au/HT207578 for additional setup instructions.
¹ Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2020/21 for Medibank Private Limited
² Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.
³ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
⁴ Some referred services may involve out of pocket costs and waiting periods may apply.
⁵ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC.
Rewards are subject to change without prior notice and are subject to availability. All Rewards are subject to availability (e.g. stock availability) which may not be within the control of the Medibank Live Better Company. If a Reward is not available, the redemption transaction will be reversed and the relevant Live Better Points will be credited back to the Medibank Live Better account of the relevant Rewards Member.