Overseas Student Health Cover (OSHC)

For visa subclass 500. Planning to study in Australia or to continue your studies? Medibank’s Overseas Student Health Cover (OSHC) can meet your visa health insurance requirements and help with medical treatment if you have an accident or get sick.

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Navigating a new healthcare system in a new country can be difficult.
We're here to help make it simple for you.

Joining Medibank means becoming part of a trusted Australian health insurance provider with over 4.1 million members Australia wide.

 

Protect your health with our great value overseas student health insurance.

 

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Visa Compliant Cover

Medibank Overseas Student Health Cover meet the requirements set out by the Australian Government and are 100% compliant for applying for or renewing, a Student visa.
 

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24/7 Student Health and Support Line

Access a range of health support like a registered nurse, counselling services, emergency legal advice, travel document assistance, interpreter and more!

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Online Doctor

With Online Doctor, you can have an online consultation 24/7 with a qualified medical doctor through the OSHC app with no out of pocket costs.

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Unlimited Emergency Ambulance

No matter which Medibank Overseas Student Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide.2

Student Rewards Plus

With Student Rewards Plus, you gain access to exclusive discounts, ever changing special offers and support and information to help you save money, find work and enhance your skills and knowledge while studying in Australia. Access the program conveniently through the OSHC app.3

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We offer two overseas health products for students

*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.

+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.

~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.

^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans

#Effective from 1 May 2023.

The Medibank OSHC App

Our app makes it easy to view your cover details, submit claims, access health advice support services, and find a health service provider.

Want to know more? 

    Here are some things worth knowing

 

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Understand the Australian health system

 Find out more about the differences between private and public hospitals admissions within the Australian healthcare system.

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Frequently asked questions


Find out more about things like waiting periods and pre-existing conditions or check our list of word definitions in the glossary.

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Ways to contact us


Need some help or have a question?  Find your preferred way to contact Medibank by phone, WeChat or request a call back option.

Things you should know: 

1 Medibank may pay benefits towards video/audio doctor consultations. Waiting times may vary depending on doctor availability. Online Doctor is offered on a trial basis and may be discontinued at any time. Online Doctor is provided through the Medibank OSHC app, which is currently not available to dependants (partners and children) on a policy; as a result, dependants are not eligible to access the Online Doctor service.

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

Student Rewards Plus is for Medibank OSHC members only.