Choose your Extras & Hospital Cover

Quality cover for hospital and extras services with flexible options.

*Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


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5 covers found based on your details and filters.

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My Choice Extras Core

My Choice Extras Move

My Choice Extras Family

My Choice Extras Support

My Choice Extras Complete

My Choice Extras Core

Minimum direct debit period is fortnightly

The foundation for every Medibank My Choice Extras cover, Core includes the services most of our members rely on for day-to-day health and wellbeing.

My Choice Extras Move

Minimum direct debit period is fortnightly

This cover will help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.

My Choice Extras Family

Minimum direct debit period is fortnightly

Designed with expectant parents and families in mind, this extras cover includes the services to help you and your children thrive.

My Choice Extras Support

Minimum direct debit period is fortnightly

Including a wide range of extras services - from the daily essentials to more specific services for those who may need extra support for better health.

My Choice Extras Complete

Minimum direct debit period is fortnightly

Our most comprehensive level of Medibank My Choice Extras cover for complete peace of mind.
Core
Ambulance services^
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Dental check-up(s)=
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General dental#
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Major dental#~
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Optical#
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Eye therapy
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Mental health support
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Prescription pharmaceuticals (non-PBS)
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Flu vaccinations^^
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Move
Physiotherapy#
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Chiropractic#& Osteopathy
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Exercise physiology
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Acupuncture# & Chinese medicine
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Remedial massage# & Myotherapy
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Family
Antenatal & Postnatal services
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Pregnancy compression garments~
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TENS machine~
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Australian Breastfeeding Association Membership
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Speech therapy
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Occupational therapy
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Orthodontics
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Support
Breathing appliances~
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Blood glucose monitor & blood pressure monitors~
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Health appliances & external prostheses~
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Health subscriptions
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Health screening tests
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Dietetics
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Hearing aids~
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Podiatry#
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Health support benefits¥
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Minimum direct debit period is fortnightly

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Waiting periods and annual limits may apply.

> Two month waiting period applies. We'll pay a benefit up to an annual limit per membership towards any admission fee ("facility fee") charged by the Private Hospital for patients attending a Private Accident and Emergency Department. The fee amount varies by Private Hospital and does not include medical and other charges (such as charges for diagnostic imaging or pathology), so out of pocket expenses may still apply. Only available at Private Hospitals with an Accident and Emergency Department. Members will need to submit a claim to receive the benefit and may have to pay upfront.

‡ We pay limited benefits for Restricted services. This means that if you choose to be treated in a private hospital the benefits we pay will not cover all hospital costs and are likely to result in significant out-of-pocket expenses. For Restricted services in a Public hospital we will pay minimum shared room benefits.

^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn’t be transported any other way. TAS and QLD have state scheme that provide ambulance services for residents of those States.

= Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.

# Medibank has Members' Choice providers for these services. Not available in all areas.

~ Some items and services may require a Referral Letter and may have a benefit replacement period. Please see the Cover Summary or Member Guide  for more information.

+ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out-of-pocket costs may apply. For Gold hospital covers, Accident Cover Boost is not required because all clinical categories are Included, regardless of whether or not the treatment is required as a result of an Accident.

¥ A health support benefits approval form must be completed by a health practitioner and the service must be intended to manage an existing health condition prior to receiving any eligible benefits (excluding nicotine replacement therapy).

^^ Benefits are payable towards the influenza vaccine only and not payable towards any other fees, including administrative fees or GP consultations.  Some individuals may be eligible for free influenza vaccines under a Commonwealth or State scheme, such as the National Immunisation Program, or similar schemes. Benefits are not payable where influenza vaccines are administered under such a scheme.