Check out our latest offers
Want 6 weeks free and up to $500 in gift cards?
HOSPITAL & EXTRAS OFFER
Join and maintain eligible Bronze hospital and extras cover or above and you could get 6 weeks free plus 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We’ll also waive 2&6 month waiting periods on extras.
Use promo code: 6WEEKSPLUS. Offer ends 21 November 2024. New members only.€
You're made to move. Track every step with an Apple Watch from Medibank.
HOSPITAL & EXTRAS OFFER
Join and maintain eligible Medibank hospital and extras cover and you could earn 100,000 Live Better points (couples and families) or 50,000 Live Better points (singles and single parents) to redeem on rewards such as an Apple Watch. Plus, we’ll waive 2&6 month waiting periods on extras.
Use promo code: LIVEBETTER. Bands are subject to availability. Offer ends 18 December 2024. New members only.‡
Want up to 8 weeks free plus a $50 gift card?
EXTRAS ONLY OFFER
Join and maintain eligible Medibank extras cover and you could get up to 8 weeks free plus 5,000 Live Better points to redeem on rewards such as a $50 gift card. We'll also waive your 2&6 month waiting periods on extras.
Use promo code: EXTRA8WEEKS. Offer ends 4 December 2024. New members only.ᶲ
Want up to 8 weeks free plus up to $400 in gift cards?
HOSPITAL ONLY OFFER
Join and maintain eligible Bronze hospital cover or above and you could get up to 8 weeks free plus 40,000 Live Better points (couples and families) or 20,000 Live Better points (singles and single parents) to redeem on rewards like gift cards.
Use promo code: HOSP8WEEKS. Offer ends 11 December 2024. New members only.⚭
Medibank member perks
Already a member? There's more to Medibank than just valuable health cover. As a member, you get access to discounts, programs, and services to help you reach your potential.
Discount on Travel, Pet and Life Insurance
As a Medibank health insurance member, you're entitled to a 15% discount on Medibank Travel Insurance, 10% off Medibank Pet Insurance and 10% off Life and Income Protection Insurance.
Live Better rewards
Live Better is a health and wellbeing program inspiring, supporting and rewarding you to eat, move, and feel better, all while enjoying the things you do every day. Medibank members with eligible Hospital or Extras cover could earn up to $400 a year in rewards# by redeeming the points earned for taking healthy actions.##
Medibank App
Our app makes it easy to check your cover details and keep on top of your extras limits and waiting periods. Plus, you can find a Members’ Choice provider, make changes to your details and make a claim.
Awarded Outstanding Value Health Insurance 17 years running
We're proud to deliver award-winning health insurance products, but don't just take our word for it. Canstar have awarded Medibank an outstanding value award for health insurance in Australia for the 17th year in a row.
What sets Medibank apart?
100% back on dental check-ups twice a year on eligible extras
Here’s something to smile about – Medibank members with eligible extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.1
100% back on optical on eligible extras
At Medibank we think you deserve to see the world clearly. That’s why when you join eligible Medibank extras you get 100% back on optical items at all recognised providers up to annual limits.2
100% back on kids extras
Get 100% back on included extras for kids - such as physio, chiro and major dental - at Members' Choice providers with our Silver Plus Families and Growing Family Covers.3
Accident Cover Boost
With our Accidental injury benefit, you’ll be eligible for Gold level Hospital benefits if you have an Accident, regardless of your level of cover.4
Unlimited Emergency Ambulance
No matter which Hospital or Extras policy you choose, you'll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.5
24/7 Medibank Nurse + Mental Health support
Medibank health insurance members can speak to a registered nurse or mental health professional at no extra cost.6 Chat over the phone or online to discuss general health or emotional concerns 24 hours a day, 7 days a week.
Ready to switch to Medibank?
Switching to Medibank is easy - there’s no need to re-serve waiting periods you’ve already served with your old fund.7 Simply find a cover that suits your needs and leave the paperwork to us.
Why choose Medibank Corporate cover
- Enjoy a corporate discount
- Choose how to spend your extras~
- 80% back on included extras^
- 100% back on dental check-ups twice a year on eligible extras1
Things you should know
€ For full Hospital & Extras 6 weeks free and up to $500 in gift cards offer Terms, Conditions and Exclusions, click here.
‡ For full Hospital & Extras up to 100,000 Live Better Points (Apple Watch) offer Terms, Conditions and Exclusions, click here.
ᶲ For full Extras only offer Terms, Conditions and Exclusions, click here.
⚭ For full Hospital only offer Terms, Conditions and Exclusions, click here.
# Live Better rewards members could earn up to 40,000 Live Better rewards points each calendar year for successfully completing select Live Better rewards points-earning activities. These activities include, but are not limited to, health and wellbeing challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better points could be redeemed for up to $400 worth of rewards from the Live Better rewards store.
Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.
## Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards with My Medibank to earn Live Better points for eligible purchases and redeem rewards. Rewards are subject to change without prior notice and are subject to availability. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better rewards program partners and may receive commissions. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better rewards terms.
1 Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies.Some products may have other dental benefits, check your cover summary for details.
2 Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.
3 Waiting periods apply, including 12 months for some dental services. For Child Dependants (up to 21 years) and eligible Student Dependants (up to 31 years). Members’ Choice providers not available in all areas.
4 For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.
5 Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
6 Some referred services may involve out of pocket costs and waiting periods may apply.
7 You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
~ At recognised providers. Waiting periods and annual limits apply. Excludes optical.
^ Up to annual limits. Waiting periods apply. Excludes optical. Excludes Flexi 80 MC.