Understand your options
There’s a lot to think about when you’re planning to have a baby. One of the first things on your list should be making sure you have the right level of cover to meet your healthcare expectations.
Medibank has a range of Growing Family packages to suit different needs, preferences and budgets for you as a private patient, whether in a public or private hospital. It’s important that you’re aware there is a 12-month waiting period for hospital admissions for pregnancy and birth.
Understanding your hospital birth options
Public or private? Choosing where to have your baby is a big decision. Here's what you can expect from each one.
Choosing health insurance for pregnancy
We have designed a range of packages to give you all the support you will need during your pregnancy, birth and beyond.
Check your cover
If you’re looking to start or extend your family it’s worth checking if your current policy includes pregnancy. Log in to My Medibank or give us a call to discuss your options on 132 331.
How your extras cover can help during pregnancy
Pregnancy can put a lot of strain on your body. Here’s how your extras cover can help.
Shared maternity care
What is shared maternity care? And could it help you reduce the cost of having a baby in the private health system?
Adding a baby to your cover
Did you know that your health cover doesn’t automatically include your baby? This is important if your baby needs to be admitted to hospital as an inpatient.
Is it worth having private health insurance?
We look at how the private and public systems compare when it comes to some aspects of pregnancy and childbirth.
Medibank health support and services
As a Medibank member with hospital cover, you get more than just health insurance. You get extra support, when you need it most.
24/7 Medibank Nurse Support
Health concerns keeping you up at night? Medibank members with health insurance can chat to a registered nurse over the phone or online, any time of the day or night at no extra cost.~
OptimalMe
Medibank has partnered with Monash University to trial OptimalMe, a research program designed to help mums-to-be optimise their health before they conceive. The program featured tailored health and wellbeing tips and personal guidance on fitness and nutrition.
Health concierge
Eligible members with hospital cover can now talk to a member of our Health Concierge team for advice and guidance on preconception health, fertility, and how to have a healthy pregnancy, at no extra cost.#
Medibank has a wide range of health and wellbeing services to support eligible members who are planning on starting a family, expecting a new addition, or caring for their growing family.
Looking for more information?
Deciding you want to have a baby is just the start. If you want to do more research about pregnancy you can take a look at the topics below.
Looking for something else?
Visit our Planning, Pregnancy and Parenthood homepage to find more tools and advice to help you at every stage of your journey.
Does your cover include pregnancy?
Take a look at some of our Growing Family packages and start by getting an online quote today or give us a call to talk through your options on 132 331. §
Help the way you want it
Contact Medibank when and how it suits you; online 24/7, in-store, by phone, or through the My Medibank app.
Things you should know
§ Waiting periods apply, including 12 months for hospital admissions for pregnancy and birth.
~ Some referred services may involve out of pocket costs and waiting periods may apply.
# Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.
While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).