Things you should know

^{^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.}

^{+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.}

 ^{~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease management plans. Excludes mental health services.}