Why choose Medibank Overseas Workers Cover?

Navigating a new healthcare system in a new country can be difficult, we're here to help make it simple for you.
Joining Medibank means becoming part of a trusted Australian health insurance provider with over 4.1 million members Australia wide.

 

 

display /general / emergency-40 Created with Sketch.

24/7 Medibank Nurse & Mental Health Support

Need Support? Chat with a registered nurse or mental health professional over the phone or online to discuss health questions or concerns at no extra cost1. Call 1800 644 325 or log in to My Medibank to chat 24 hours a day, 7 days a week.

Icon australian continent

Visa compliant cover

Medibank offers a range of cover options that can meet your visa health insurance requirements for working or studying in Australia.

display / vehicle / ambulance-40 Created with Sketch.

Protect against the unexpected

No matter which Medibank Overseas Workers Health Cover you choose, your cover includes unlimited emergency ambulance Australia-wide.+

Overseas Worker offer - Want 8 weeks free?*

Join eligible Medibank Overseas Workers Health Cover by 31 March (and start your policy by 30 April 2025) and you could get 8 weeks free after your first consecutive 42 days.* Use promo code: WORKER8.

A person with a storm cloud graphic over their head using their hands to explain something

You have four levels of cover to choose from

Each one includes unlimited emergency ambulance cover.^

Overseas Workers Base Hospital

from
$79.10
/ fortnight
$88.88 / month

A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $300 or $500 excess

Medical

Pays benefits towards included medical services in hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across all 38 clinical categories

Extras

  • None

Overseas Workers Standard Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes 37 clinical categories of hospital treatment (excl. Assisted reproductive services)
  • Choice of $0, $250, $500 or $750 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across 37 clinical categories
  • General Practitioner (GP) consultations
  • Most out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

Overseas Workers Advanced Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 125% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

Overseas Workers Premium Hospital, Medical and Extras

from
$79.10
/ fortnight
$88.88 / month

Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 200% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

Helps you pay for everyday general health services like dental, optical, remedial massage and physiotherapy. 

  • Look after your day-to-day health & wellbeing with dental, optical, physio and more.
  • If you use a Members' Choice provider you will be able to claim 85% back on the cost, up to annual limits, of services that are included in your cover*
  • 100% back on up to two annual dental check-ups & cleans at any Members' Choice dentist #
  • See better value with 100% back on optical (up to annual limits) at all recognised providers**

Things you should know

Waiting periods, annual limits and out-of-pocket expenses may apply

^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans.

*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services.

#Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.

**Up to annual limits. Waiting periods may apply. Some services, like lens coating, aren’t included.

Live Better Rewards

With Live Better Rewards, you can earn points by tracking healthy actions. And if you're an eligible Medibank member with hospital or extras, these points can go towards rewards from select partners such as adidas, Fitbit, as well as select Apple products, extras limit increases or a $200 premium payment.

A first-person view of someone looking at the Live Better Rewards app on their phone

Here are two popular visas that Medibank’s Overseas Workers Health Covers are 100% compliant for:

They are also 100% compliant for visas 407, 408, 457 and 489.

 

Icon tick

Visa subclass 482

The Temporary Skill Shortage visa (subclass 482) referred to as the TSS visa, enables employers to address labour shortages by bringing in genuinely skilled workers where they cannot source an appropriately skilled Australian. TSS visa holders can work in Australia in their nominated occupation for their approved sponsor for 1 to 4 years depending on which of the three streams they apply under.

 

Icon tick

Visa subclass 485

The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies.

display /general / question-40 Created with Sketch.

Not sure what you're looking for?

Speak to one of our friendly staff about your cover options. Call 1300 981 380 or request a call

A person sitting down, looking at their phone

Learn more about Australia's healthcare system

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. 
Contact Medibank how it suits you; messaging, WeChat, in-store or by phone.

Overseas students (OSHC)

Message one of our friendly staff about your cover options.

Visitor, working and working holiday (OVHC)

Speak to one of our friendly staff for sales and policy enquiries.

QR code to scan with your mobile

Medibank 微信公众号

扫描二维码或搜索Medibank_AU,获取新会员优惠、促销资讯以及健康信息和中文服务。

Things you should know

≈ Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms

+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way

1Some referred services may involve out of pocket costs and waiting periods may apply.

*Offer available until 31 March 2025. Must take out eligible Medibank Overseas Workers Health covers and commence your policy by 30 April 2025.  Offer available via phone, web, messaging and in store. For new members on new memberships residing in Australia on a working visa or Medibank members who are transferring from Medibank OSHC or ahm OSHC. Must be over the age of 18.  Must quote promo code 'WORKER8’ when joining. Member must sign up to direct debit. Excludes Overseas Visitors Health Cover, all corporate covers, all Corporate Non-resident covers, all residential hospital and extras covers, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Waiting periods may apply to hospital cover. Not available if the policy holder has already taken up this offer, or taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Not available with any other offer except the Overseas Extras only offer. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time.

8 weeks free terms: Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 42 consecutive days from the policy start date to get next 8 weeks free. If you change to an ineligible cover during this period, or you terminate or suspend your cover, 8 weeks free will not be issued.