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* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Elite Supplements, Everlast, Garmin, Good & Fugly, House, Lite n’ Easy, Oztrail, Peninsula Hot Springs, She Science, SUNNYLiFE, THE ICONIC and Youfoodz between 25 March – 15 April 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
± 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 25 March – 15 April 2025 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
# HelloFresh double points offer: Offer available to Live Better rewards members who are new HelloFresh customers or who are past HelloFresh customers with a deactivated HelloFresh account that was cancelled at least 6 months ago. An extra 1,000 Live Better rewards points per box will be awarded after successfully linking your HelloFresh account with your Medibank Live Better rewards account, for up to 10 boxes purchased and delivered on or before 9 June 2025. First box must be delivered between the 18 February 2025 – 31 March 2025. Live Better rewards points will be displayed in your Medibank Live Better rewards account within 30 days of each HelloFresh box purchase. Live Better rewards points cannot be awarded retrospectively. This offer may be withdrawn or changed at any time in accordance with the Live Better rewards T&Cs.
+ Youfoodz double Live Better points: Offer available to eligible Live Better rewards users who use their linked payment card to shop with Youfoodz between 18 February – 31 March 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.
How it works
- My Choice Extras is made up of 4 bundles - Core, Move, Family and Support.
- With services for day-to-day health & wellbeing, Core comes with every My Choice Extras cover.
- Choose just Core or add additional bundles for extras cover that best reflects your priorities.
Let's start with My Choice Extras Core
My Choice Extras
Core
From general & major dental, to optical, mental health support - psychology and counselling, and flu vaccinations. Core includes the services we rely on for day-to-day health. And it forms the base for every My Choice Extras cover.
Every My Choice Extras cover comes with these benefits
100% back on 2 check-ups at a Members' Choice Advantage dentist@
No waiting periods on mental health support - psychology and counselling^
100% back on optical at recognised providers& and flu vaccinations∞ up to annual limits, plus unlimited emergency ambulance#
With Live Better rewards Eligible Medibank members can use Live Better Points towards rewards on their membership, such as a $200 premium payment, gift cards and more from our partners*
Find out how you can earn points and redeem rewards with Live Better.
Now add the bundles of your choice to build your Extras cover
You’ll also get 100% back on your first Members’ Choice consultation each year at one of the following Members' Choice providers – physiotherapy, chiropractic, remedial massage, acupuncture or podiatry (if the services are included in your cover, up to annual limits.)~
My Choice Extras
Move
Everything in Core + Move
This cover will help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.
Services include:
- Physiotherapy
- Chiropractic & Osteopathy
- Remedial massage
and more…
My Choice Extras
Family
Everything in Core + Move + Family.
Designed with expectant parents and families in mind, this extras cover includes the things to help you and your children thrive.
Services include:
- Antenatal & Postnatal services
- Orthodontics
- Speech therapy
and more…
My Choice Extras
Support
Everything in Core + Move + Support.
Including a wide range of extras services - from the daily essentials to more specific services for those who may need extra support for better health.
Services include:
- Podiatry
- Dietetics
- Health appliances & external prostheses
and more…
My Choice Extras
Complete
Everything in Core + Move + Family + Support.
Our most comprehensive level of My Choice Extras cover for complete peace of mind.
Live better, get rewarded
Members who value their health get even better value. With Live Better Rewards*, eligible members can earn points that can be redeemed for rewards such as:
$200 towards your premium paymentº
Wearables from fitbit, Apple & more§...
$200 gift card from Adidas§
Things you should know:
@ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period applies.
^ Annual limits apply. Counsellors must be registered with Australian Counselling Association or Psychotherapy and Counselling Federation of Australia or Australian Traditional Medicine Society.
& 6 month waiting period applies. Some lens coatings excluded.
∞ Waiting period applies
# Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
~ Available on all Medibank My Choice Extras products except Medibank My Choice Extras Core. Podiatry is only available on Medibank My Choice Extras Support and My Choice Extras Complete. Subsequent consultations will have an out of pocket cost. Annual limits and waiting periods apply.
º Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem this reward. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. See full Medibank Live Better here.
§ Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Apple rewards are subject to change and availability without prior notice. Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Reward will be subject to Program Partner terms and conditions. See full Medibank Live Better terms here. Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC. Rewards are subject to change without prior notice and are subject to availability.