* Waiting periods may apply for any new or upgraded services or benefits.
The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.
The amount you pay before Medibank contributes to your hospital costs.
All of the packages above also include these extras services:
- Antenatal and postnatal services including lactation consultations and pregnancy compression garments.
- Benefits towards an Australian Breastfeeding Association membership.
- Choice of 60 or 70% back on extras like dental & physio at Members' Choice providers.∑
- 100% back on extras for kids at Members’ Choice providers.##
Better off with Medibank
Better Health Support
Medibank's Hospital Assist makes going to hospital a little less stressful for members, with personalised phone support before and after your stay«, digital info packs, a qualified nurse on call¥¥, and hospital info and patient reviews, all at no extra cost.
Wellness for mums and mums-to-be
Mums-to-be deserve all the support they can get! Which is why our extras cover on all of our Growing Family packages includes lactation consultations, birthing classes, remedial massage and physiotherapy.
Peace of mind for the family
All currently available Medibank covers include unlimited emergency ambulance^, Accident cover boost+ and no excess for kids on any family membership.Ω
Pregnancy FAQs
No they’re not. To ensure your little one is covered please call us as soon as possible to add them to your cover.
Choosing where to have your baby is a big decision and you’ll need to make a call on the things that are most important to you. Maybe it’s having the full private experience (hospital and obstetrician), or it’s a time when budgets might be tighter.
We’ll take you through your options in our article Understanding Your Hospital Birth Options
Although private health insurance will cover part of your pregnancy, you should be aware that you will still have out-of-pocket expenses to pay. We recommend that you talk to your obstetrician, the hospital and us about what the costs might be.
For more on this topic read our article Understanding the Costs of Having a Baby
If you’re planning on starting or extending your family, it’s important that you’re aware there is a 12 month waiting period for hospital admissions for pregnancy and birth. Remember babies can also come early, so it’s important to take this into account when you start planning your family.
If you’re joining Medibank from another Australian health fund, you don’t need to re-serve waiting periods for any services that were included on your previous cover you’ve already served.~
Medibank Planning, Pregnancy and Parenting
Becoming a parent is one of life’s biggest adventures: there’s so much to think about, do, and feel. We’re here for you, every baby step of the way.
Want greater flexibility & choice with your cover?
Then how about building your own extras cover with Medibank's new My Choice Extras?
^ Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
¥¥ Some referred services may involve out of pocket costs and waiting periods may apply.
+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary. For Gold hospital covers, Accidental Injury Benefit is not required because all clinical categories are Included, regardless of whether or not the treatment is required as a result of an Accident.
∑ You'll receive a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. Members’ Choice providers are not available in some areas – ask us for details.
## Waiting periods apply, including 12 months for some dental services. Applies to Child and Student Dependants only, up to annual limits. Members' Choice providers not available in all areas or for all services.
Ω Other out–of–pocket expenses may apply.
~ Provided that you join Medibank within two months of leaving your previous health insurance.
« Health Concierge is available to all eligible Medibank members who hold Hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.