Health insurance basics
Is private health insurance worth it?
Do I need private health insurance? These days, with rising costs and economic uncertainty, this question seems more pressing than ever. Explore our new guide for a deeper dive into the benefits and options to help you decide what’s right for you.
What's the difference between private health insurance and Medicare?
Finding the differences between private health insurers and Medicare confusing? Read about how health funds like Medibank differ from Medicare.
What is the difference between hospital and extras cover?
Private health insurance generally consists of hospital cover and extras cover, but what's the difference between the two? We’ve put together a quick overview to help explain the key differences between hospital cover and extras cover.
How to compare health insurance
Knowing how to compare health insurance policies and health funds is the key to finding the right cover for your needs. Our guide breaks down what to look for, making it easier to understand your options and make a confident choice.
Product tiers explained
Hospital cover comes in four tiers: Basic, Bronze, Silver, and Gold. This system, introduced by the Australian Government, simplifies comparing private health insurance options since the tiers are standardised across all providers. We’ve outlined what each tier includes to help you find the best fit for your health needs and budget.
What is excess in health insurance?
Excess is the amount you choose to pay towards your hospital admission. Generally, the higher the excess the lower the premium. Read about how to choose the right excess for you.
What does dental insurance cover?
Maintaining a healthy, bright smile is important – and private health insurance can help you do just that. Here’s all about dental insurance, including what procedures it covers and what the waiting periods might be.
Is extras cover worth it?
Extras cover can help with out-of-pocket costs for services like dental, physio, and optical. But is it really worth the cost? We’ve outlined the key benefits and factors to consider when deciding if extras cover is the right choice for your health needs.
Health insurance tips
At different stages of life, you might find yourself considering health insurance. If you're new to it, the process can feel overwhelming. That's why we've created these guides to help answer your questions and make things clearer, so you can feel confident about your health insurance choices.
Are you young and healthy?
Are you young and healthy, unsure if or when you should get health insurance? Discover the ideal age to consider private health cover, what happens when you turn 31, how long you can stay on your parents’ policy, and more.
Are you raising kids or planning to start a family?
Explore the benefits of private health cover, from planning a family to caring for kids. Learn about pregnancy cover, extras for children, and how health insurance can support your family’s needs every step of the way.
Want to discuss your options?
Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.
