Learn more about life insurance

There can be a lot to learn about life insurance, including income protection. We have a range of articles to help you out.

Got questions about life insurance?

Below you'll find articles to help you understand more about life insurance, including income protection.

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What is life insurance?

Life can be mysterious, but life insurance doesn’t need to be. Here’s what you need to know about life insurance, that can help provide financial security for you and your family.

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Do I need life insurance?

Life insurance helps provide peace of mind at a number of different life stages. So, do you need it?

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How much life insurance do I need?

Once you’ve decided to get life insurance, the next question is likely to be ‘how much cover do I need?'.

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Let's compare life insurance and income protection

Both types of insurance help provide financial protection but in different ways. Understanding some key details, can help you assess both types of insurances against your specific needs, to help you protect yourself and your loved ones.

A mum sitting at a table with 4 young kids

How does income protection work?

You probably know you can get insurance to help cover your income if illness or injury prevents you from working, but if you’re not clear on how these policies work, you’re in the right place. Here’s what you need to know.
 

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What is income protection insurance?

Income protection insurance is designed to help provide you with financial assistance should the unexpected happen. So, what does it cover? How long does it last? And is income protection worth it for you?
 

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What income protection does not cover

Wondering which illnesses or injuries are covered by income protection insurance? Learn more about what this type of insurance can – and can’t – cover.

Life Insurance

Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, distributes and services Medibank life insurance, which is promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).  

Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should consider these factors, the appropriateness of the advice, and carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide before making a decision to acquire, or continue to hold, the product.

Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Zurich's Privacy Policy