For customers who purchased a Medibank Life Insurance policy before 1 July 2023 click here.
Getting a new quote
Phone: 1300 152 271, Monday to Friday, between 8:00am and 8:00pm AEST/AEDT.
Email: sales@medibanklife.com.au
Find out more: about Medibank Life Insurance and Income Protection Insurance
- get a life insurance quote
- get an income protection quote
Service or claims
Phone: 1300 865 210, Monday to Friday, between 8:00am and 8:00pm AEST/AEDT.
Online: Online claim form
Email for claims: claims@medibanklife.com.au
Email for enquiries: service@medibanklife.com.au
Further information about making a claim can be found in the relevant Product Disclosure Statements.
Product Disclosure Statements
The Product Disclosure Statement provides detail on the key features of the product, benefits, exclusions, terms and conditions of the relevant product.
For policies purchased between 1 July 2023 - 31 March 2024 that start with 'ML'.
Important Notice: Effective 20 December 2024, policies previously issued by Integrity Life Australia (Integrity) have now transferred to Zurich Australia Limited (Zurich).
- Medibank Life Insurance Product Disclosure Statement (effective 06/07/2023)
- Medibank Income Protection Product Disclosure Statement (effective 06/07/2023)
References made in the above policy's PDS to:
- 'Integrity Life Australia LImited ABN 83 089 981 73 AFSL no. 245492'
- 'Integrity Life' and
- 'we', 'us', 'our' or 'insurer',
- should now be read as Zurich Australia Limited ABN 92 000 010 195, AFSL 232510'.
Zurich encourage customers to read Zurich's privacy policy to understand how Zurich collects, holds, uses and discloses their personal information.
For policies purchased from 1 April 2024 that start with ‘MZ’:
- Medibank Life Insurance Product Disclosure Statement (Effective 1 March 2024)
- Medibank Income Protection Product Disclosure Statement (Effective 1 March 2024)
For all policies purchased on or after 1 July 2023
Target Market Determination
- Life Insurance Target Market Determination (Effective 1 March 2024)
- Income Protection Insurance Target Market Determination (Effective 1 March 2024)
Financial Services Guide
The Financial Services Guide contains information about who is providing you with the financial services. It explains the financial service offered, the fees charged and how we will deal with complaints.
- Medibank Life Insurance Financial Services Guide (Issued 1 March 2024)
From 20 December 2024, the Financial Services Guide effective 1 March 2024 will apply to all policies. For Medibank Life Insurance policies that transferred from Integrity Life Australia Limited to Zurich Australia Limited, upon the transfer NEOS Admin Pty Ltd, received a fee under than Financial Service Guide as if they were new policies sold. This does not affect any of the terms or coverage of these policies, including amounts paid by poliyolders.
Forms
- Medibank Nomination of Beneficiaries Form (Effective 1 March 2024)
- Medibank Life Insurance Payment Authority Form (Effective 1 March 2024)
- Medibank Life Insurance Change of Address Form (Effective 1 March 2024)
- Medibank Life Insurance Change of Ownership Form (Effective 1 March 2024)
- Medibank Life Insurance Non-Smoker Declaration form (Effective 1 March 2024)
Life Insurance Code of Practice
The Life Insurance Code of Practice is the life insurance industry’s commitment to customer service standards and it’s designed to protect you, the customer. Learn more.
Additional support
If you require assistance when contacting us or interacting with our products and services, please click below to find out how we could help you.
Things you should know
Life Insurance
Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, distributes and services Medibank life insurance, which is promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should consider these factors, the appropriateness of the advice, and carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide before making a decision to acquire, or continue to hold, the product.
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Zurich's Privacy Policy.