-
* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Everlast, Elite Supplements, Good & Fugly, House, Lite n’ Easy, Onsport, THE ICONIC and Youfoodz between 27 August – 30 September 2024, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
# 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 27 August – 30 September 2024 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
Unlock your incredible.
We’re glad you’re here and we’d love to show you how much more there is to your cover than just the “cover” bit.
Your rewards, discounts, offers and health programs are here to help you live better.
Every. Single. Day.
![](/content/dam/retail/marketing-assets/lifestyle/health-checks-600x400.png)
Complimentary health checks now available
We're always looking for ways to help our members, that's why we are trialling complimentary health checks over the phone with Registered Nurses for members with Hospital and Extras cover.^
Choose your cover below to discover all the perks you have in store.
- If you have extras cover
- If you have hospital cover
- If you have hospital and extras cover
- If you have ambulance cover only
Live better, get rewarded.
Unlock your incredible potential by earning up to $400 of rewards a year with our Live Better Rewards program. Medibank members with eligible hospital or extras cover can earn points to redeem on more health services or gift cards from awesome partner brands, premium reductions, and heaps more.*
Redeem your points. Ka-ching.
Sports gear, shoes and more!
Put your best foot forward and exchange your Live Better points with our partner brands like THE ICONIC and Apple, for sporting gear, footwear, Airpods Pro, and more.
Pharmacy and nutrition
Fuel your body with rewards from HelloFresh, The Fast 800, and Amcal Pharmacy.
Smart watches
Fancy turning your Live Better points into a new Apple Watch SE GPS + Cellular 40mm Midnight Aluminium Case with Midnight Sport Band – Regular?
Health cover rewards
Redeem your Live Better points for out-of-pocket rewards, limits increase, premium payment, and more.
![rewards-partner-brand-logos-500x500.jpg](/content/dam/livebetter/en/images/relaunch/rewards-partner-brand-logos-500x500.jpg)
Shop with our partners, get points.
For an easier way to earn, simply link your Mastercard®, Visa® or eftpos® card to your Live Better rewards account, shop and earn points.
Smile better with a Members’ Choice Advantage dentist.
![](/content/dam/retail/marketing-assets/MED0171-Dental-Web-600x500.jpg)
Brush up on your dental game.
We're here to protect your one-of-a-kind smile. That’s why members with eligible extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.2
![dad with kids](/content/dam/retail/marketing-assets/campaign/specsavers-glasses-600x400.jpeg)
![dog wearing glasses](/content/dam/retail/marketing-assets/campaign/opsm-optical-glasses-600x400.jpeg)
![packing a suitcase](/content/dam/retail/marketing-assets/campaign/sunglasses-hut-600x400.jpeg)
![dad with kids](/content/dam/livebetter/en/images/migrated/897e9ae8e69c126f71e6c153aa2a2092/offers_VEI_Medibank_Laser_Eye_.jpg)
Want more insurance discounts? We got you.
![travel couple floating](/content/dam/retail/marketing-assets/travel-couple-floating_800x400.jpg)
![mum and daughter](/content/dam/retail/travel-pet-life-assets/banner-no-BG-mum-daughter-desk-life-ip-800x400.jpg)
![dad with kids](/content/dam/retail/travel-pet-life-assets/pet-refresh/banner-finder-exclusive-red-800x400.png)
Live better your way with our partners.
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/Goodlife%20LS.jpg)
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/FF%20LS.jpg)
![dad with kids](/content/dam/retail/marketing-assets/campaign/src-health-pregnancy-600x400.png)
Things you should know:
Live Better rewards members could earn up to 40,000 Live Better points each calendar year for successfully completing any points-earning activity associated with a Live Better points promotion. This includes Health and Wellbeing Challenges, the Weekly Goal, onboarding actions and partner activity earn. 40,000 Live Better points could be redeemed for up to $400 worth of rewards. Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
^ This health check service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.
2 Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.
3 Sunglass Hut offer is valid on selected full priced sunglasses only. Medibank membership card must be presented. Excludes lay-by purchases, Chanel and Maui Jim styles. Not to be used in conjunction with any other offer. While stocks last. Store Code: MBZ
4 Eligible Medibank members who attend a refractive consult with Vision Eye Institute can receive a 15% reduction on their surgical fees if they have a LASIK, PRK or SMILE procedure performed in a dedicated laser suite. Fee reduction excludes consultation fees and diagnostic tests. SMILE is currently available in NSW only. Treatment must be deemed clinically appropriate by a VEI Ophthalmologist. Includes initial post-enhancement aftercare appointments at Vision Eye Institute for up to 3 months. Extras and packaged covers are subject to changes from time to time.
5 Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
6 Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Zurich Australia Limited ABN 92 000 010 195 AFSL 232510 (Zurich). NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, distributes and services Medibank life insurance, which is promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should consider these factors, the appropriateness of the advice, and carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide before making a decision to acquire, or continue to hold, the product.
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Zurich's Privacy Policy.
7 Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.
Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).
Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.
Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.
8 Medibank may withdraw this offer at any time. Not available in conjunction with any other Goodlife offer. Available for new joiners only. Must quote code MEDIBANKGOODLIFE15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Goodlife website here.
9 Medibank may withdraw this offer at any time. Not available in conjunction with any other Fitness First offer. Available for new joiners only. Must quote code MEDIBANKFITNESSFIRST15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Fitness First website here.
10 Member take up of the offer is deemed acceptance of these Terms and Conditions. This offer entitles members of Medibank Private Limited (Medibank) 15% off all full priced items listed for online purchase at www.srchealth.com and excludes delivery charges or Gift Vouchers. Please note the discount must be applied at the time of check out only and can not be applied after purchase. This offer does not entitle the Medibank member to a benefit payment under their Medibank product. Benefits for the purchase of pregnancy compression garments are only payable on select Medibank products where the required terms are met as assessed by Medibank. SRC Health reserves the right, at any time, to verify the validity of Medibank membership (including an individual's identity and place of residence). Offer may not be used in conjunction with any other SRC Health offer and Medibank may withdraw this offer at any time. See srchealth.com for full Terms & Conditions.
SRC Health and Medibank reserve the right to change this offer at any time. By taking up this offer you consent to your personal information being collected by Medibank to assess your eligibility for, and to administer, this offer. Your information may also be used to assess your eligibility for, and to market, other offers that may be of interest to you. Information collected by Medibank is managed in line with Medibank's Privacy Policy.
Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
Your health comes first. Always.
We’re pretty proud of our health programs. They’ve been developed with leading health research institutes to help eligible members manage health conditions, and provide access to more affordable care options.
Health support and services.
Medibank members with hospital cover can access support through our phone services, at no extra cost.
Health concierge
Health Concierge provides personalised health support to help eligible Medibank hospital members prepare for, or recover from, a hospital stay or treatment.1 Call 1800 789 414 to speak to a Health Concierge between 9am - 4pm Eastern Standard Time.
Health advice that never sleeps
Members with hospital cover can call our 24/7 Medibank Nurse Phone Service on 1800 644 325 to speak to a qualified nurse about their health concerns at any time of the day or night.2
Mental health phone support
Talk with a mental health professional over the phone in relation to any mental health or emotional concern, through our 24/7 Mental Health Phone Support. Call 1800 644 325 24 hours a day 7 days a week.2
Health programs.
![seniors-man-woman-dancing-outdoors-600x500.jpg](/content/dam/global/brand/seniors-man-woman-dancing-outdoors-600x500.jpg)
Extra support to better manage your health.
Your body is simply amazing. We’re here to help support it with a range of health programs for your mind, heart, knees and more. As part of their cover, eligible members can access health programs to help with managing conditions like osteoarthritis, type 2 diabetes, heart disease and more.3
Live better, get rewarded.
Unlock your incredible potential by earning up to $400 of rewards a year with our Live Better Rewards program. Medibank members with eligible hospital or extras cover can earn points to redeem on more health services or gift cards from awesome partner brands, premium reductions, and heaps more.*
Redeem your points. Ka-ching.
Sports gear, shoes and more!
Put your best foot forward and exchange your Live Better points with our partner brands like THE ICONIC and Apple, for sporting gear, footwear, Airpods Pro, and more.
Pharmacy and nutrition
Fuel your body with rewards from HelloFresh, The Fast 800, and Amcal Pharmacy.
Smart watches
Fancy turning your Live Better points into a new Apple Watch SE GPS + Cellular 40mm Midnight Aluminium Case with Midnight Sport Band – Regular?
Health cover rewards
Redeem your Live Better points for a premium payment or a reduction of your hospital excess.
![rewards-partner-brand-logos-500x500.jpg](/content/dam/livebetter/en/images/relaunch/rewards-partner-brand-logos-500x500.jpg)
Shop with our partners, get points.
For an easier way to earn, simply link your Mastercard®, Visa® or eftpos® card to your Live Better rewards account, shop and earn points.
Want more insurance discounts? We got you.
![travel couple floating](/content/dam/retail/marketing-assets/travel-couple-floating_800x400.jpg)
![mum and daughter](/content/dam/retail/travel-pet-life-assets/banner-no-BG-mum-daughter-desk-life-ip-800x400.jpg)
![dad with kids](/content/dam/retail/travel-pet-life-assets/pet-refresh/banner-finder-exclusive-red-800x400.png)
Live better your way with our partners.
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/Goodlife%20LS.jpg)
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/FF%20LS.jpg)
![dad with kids](/content/dam/retail/marketing-assets/campaign/src-health-pregnancy-600x400.png)
Things you should know:
-
* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Everlast, Elite Supplements, Good & Fugly, House, Lite n’ Easy, Onsport, THE ICONIC and Youfoodz between 27 August – 30 September 2024, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
# 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 27 August – 30 September 2024 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
Live Better rewards members could earn up to 40,000 Live Better points each calendar year for successfully completing any points-earning activity associated with a Live Better points promotion. This includes Health and Wellbeing Challenges, the Weekly Goal, onboarding actions and partner activity earn. 40,000 Live Better points could be redeemed for up to $400 worth of rewards. Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
^ This health check service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.
1 Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.
2 OSHC members should call the Student Health and Support Line on 1800 887 283.
3 Member must have eligible hospital cover and must have served all relevant waiting periods. Out of pocket expenses may apply. Health programs may not be available in all areas. Treating doctor must consider it appropriate for eligible member to participate in the health program. Eligibility and exclusion criteria vary for each health program.
5 Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
6 Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you before making a decision to acquire, or continue to hold, the product. Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492 (Integrity Life), administered and distributed by NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, and promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Integrity Life's Privacy Policy.
7 Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.
Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).
Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.
Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.
8 Medibank may withdraw this offer at any time. Not available in conjunction with any other Goodlife offer. Available for new joiners only. Must quote code MEDIBANKGOODLIFE15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Goodlife website here.
9 Medibank may withdraw this offer at any time. Not available in conjunction with any other Fitness First offer. Available for new joiners only. Must quote code MEDIBANKFITNESSFIRST15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Fitness First website here.
10 Member take up of the offer is deemed acceptance of these Terms and Conditions. This offer entitles members of Medibank Private Limited (Medibank) 15% off all full priced items listed for online purchase at www.srchealth.com and excludes delivery charges or Gift Vouchers. Please note the discount must be applied at the time of check out only and can not be applied after purchase. This offer does not entitle the Medibank member to a benefit payment under their Medibank product. Benefits for the purchase of pregnancy compression garments are only payable on select Medibank products where the required terms are met as assessed by Medibank. SRC Health reserves the right, at any time, to verify the validity of Medibank membership (including an individual's identity and place of residence). Offer may not be used in conjunction with any other SRC Health offer and Medibank may withdraw this offer at any time. See srchealth.com for full Terms & Conditions.
SRC Health and Medibank reserve the right to change this offer at any time. By taking up this offer you consent to your personal information being collected by Medibank to assess your eligibility for, and to administer, this offer. Your information may also be used to assess your eligibility for, and to market, other offers that may be of interest to you. Information collected by Medibank is managed in line with Medibank's Privacy Policy.
Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions.
Your health comes first. Always.
We’re pretty proud of our health programs. They’ve been developed with leading health research institutes to help eligible members manage health conditions, and provide access to more affordable care options.
Health support and services.
Medibank members with hospital cover can access support through our phone services, at no extra cost.
Health Concierge
Health Concierge provides personalised health support to help eligible Medibank hospital members prepare for, or recover from, a hospital stay or treatment.1 Call 1800 789 414 to speak to a Health Concierge between 9am - 4pm Eastern Standard Time.
Health advice that never sleeps
Members with hospital cover can call our 24/7 Medibank Nurse Phone Service on 1800 644 325 to speak to a qualified nurse about their health concerns at any time of the day or night.2
Mental Health Phone Support
Talk with a mental health professional over the phone in relation to any mental health or emotional concern, through our 24/7 Mental Health Phone Support. Call 1800 644 325 24 hours a day 7 days a week.2
Health programs.
![seniors-man-woman-dancing-outdoors-600x500.jpg](/content/dam/global/brand/seniors-man-woman-dancing-outdoors-600x500.jpg)
Extra support to better manage your health.
Your body is simply amazing. We’re here to help support it with a range of health programs for your mind, heart, knees and more. As part of their cover, eligible members can access health programs to help with managing conditions like osteoarthritis, type 2 diabetes, heart disease and more.3
Live better, get rewarded.
Unlock your incredible potential by earning up to $400 of rewards a year with our Live Better Rewards program. Medibank members with eligible hospital or extras cover can earn points to redeem on more health services or gift cards from awesome partner brands, premium reductions, and heaps more.*
Redeem your points. Ka-ching.
Sports gear, shoes and more!
Put your best foot forward and exchange your Live Better points with our partner brands like THE ICONIC and Apple, for sporting gear, footwear, Airpods Pro, and more.
Pharmacy and nutrition
Fuel your body with rewards from HelloFresh, The Fast 800, and Amcal Pharmacy.
Smart watches
Fancy turning your Live Better points into a new Apple Watch SE GPS + Cellular 40mm Midnight Aluminium Case with Midnight Sport Band – Regular?
Health cover rewards
Redeem your Live Better points for out-of-pocket rewards, limits increase, premium payment, and more.
![rewards-partner-brand-logos-500x500.jpg](/content/dam/livebetter/en/images/relaunch/rewards-partner-brand-logos-500x500.jpg)
Shop with our partners, get points.
For an easier way to earn, simply link your Mastercard®, Visa® or eftpos® card to your Live Better rewards account, shop and earn points.
Smile better with a Members’ Choice Advantage dentist.
![](/content/dam/retail/marketing-assets/MED0171-Dental-Web-600x500.jpg)
Brush up on your dental game.
We're here to protect your one-of-a-kind smile. That’s why members with eligible extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.5
![dad with kids](/content/dam/retail/marketing-assets/campaign/specsavers-glasses-600x400.jpeg)
![dog wearing glasses](/content/dam/retail/marketing-assets/campaign/opsm-optical-glasses-600x400.jpeg)
![packing a suitcase](/content/dam/retail/marketing-assets/campaign/sunglasses-hut-600x400.jpeg)
![dad with kids](/content/dam/livebetter/en/images/migrated/897e9ae8e69c126f71e6c153aa2a2092/offers_VEI_Medibank_Laser_Eye_.jpg)
Want more insurance discounts? We got you.
![travel couple floating](/content/dam/retail/marketing-assets/travel-couple-floating_800x400.jpg)
![mum and daughter](/content/dam/retail/travel-pet-life-assets/banner-no-BG-mum-daughter-desk-life-ip-800x400.jpg)
![dad with kids](/content/dam/retail/travel-pet-life-assets/pet-refresh/banner-finder-exclusive-red-800x400.png)
Live better your way with our partners.
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/Goodlife%20LS.jpg)
![dad with kids](/content/dam/livebetter/en/images/lb-rewards-partners/FF%20LS.jpg)
![dad with kids](/content/dam/retail/marketing-assets/campaign/src-health-pregnancy-600x400.png)
Things you should know
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* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Everlast, Elite Supplements, Good & Fugly, House, Lite n’ Easy, Onsport, THE ICONIC and Youfoodz between 27 August – 30 September 2024, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.
^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.
# 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 27 August – 30 September 2024 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.
Live Better rewards members could earn up to 40,000 Live Better points each calendar year for successfully completing any points-earning activity associated with a Live Better points promotion. This includes Health and Wellbeing Challenges, the Weekly Goal, onboarding actions and partner activity earn. 40,000 Live Better points could be redeemed for up to $400 worth of rewards. Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.
^ This health check service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.
1 Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.
2 OSHC members should call the Student Health and Support Line on 1800 887 283.
3 Member must have eligible hospital cover and must have served all relevant waiting periods. Out of pocket expenses may apply. Health programs may not be available in all areas. Treating doctor must consider it appropriate for eligible member to participate in the health program. Eligibility and exclusion criteria vary for each health program.
5 Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.
6 Sunglass Hut offer is valid on selected full priced sunglasses only. Medibank membership card must be presented. Excludes lay-by purchases, Chanel and Maui Jim styles. Not to be used in conjunction with any other offer. While stocks last. Store Code: MBZ
7 Eligible Medibank members who attend a refractive consult with Vision Eye Institute can receive a 15% reduction on their surgical fees if they have a LASIK, PRK or SMILE procedure performed in a dedicated laser suite. Fee reduction excludes consultation fees and diagnostic tests. SMILE is currently available in NSW only. Treatment must be deemed clinically appropriate by a VEI Ophthalmologist. Includes initial post-enhancement aftercare appointments at Vision Eye Institute for up to 3 months. Extras and packaged covers are subject to changes from time to time.
8 Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
9 Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you before making a decision to acquire, or continue to hold, the product. Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492 (Integrity Life), administered and distributed by NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, and promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Integrity Life's Privacy Policy.
10 Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.
Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).
Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.
Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.
11 Medibank may withdraw this offer at any time. Not available in conjunction with any other Goodlife offer. Available for new joiners only. Must quote code MEDIBANKGOODLIFE15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Goodlife website here.
12 Medibank may withdraw this offer at any time. Not available in conjunction with any other Fitness First offer. Available for new joiners only. Must quote code MEDIBANKFITNESSFIRST15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Fitness First website here.
13 Member take up of the offer is deemed acceptance of these Terms and Conditions. This offer entitles members of Medibank Private Limited (Medibank) 15% off all full priced items listed for online purchase at www.srchealth.com and excludes delivery charges or Gift Vouchers. Please note the discount must be applied at the time of check out only and can not be applied after purchase. This offer does not entitle the Medibank member to a benefit payment under their Medibank product. Benefits for the purchase of pregnancy compression garments are only payable on select Medibank products where the required terms are met as assessed by Medibank. SRC Health reserves the right, at any time, to verify the validity of Medibank membership (including an individual's identity and place of residence). Offer may not be used in conjunction with any other SRC Health offer and Medibank may withdraw this offer at any time. See srchealth.com for full Terms & Conditions.
SRC Health and Medibank reserve the right to change this offer at any time. By taking up this offer you consent to your personal information being collected by Medibank to assess your eligibility for, and to administer, this offer. Your information may also be used to assess your eligibility for, and to market, other offers that may be of interest to you. Information collected by Medibank is managed in line with Medibank's Privacy Policy.
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Things you should know
^ This health check service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.
1 Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
2 Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you before making a decision to acquire, or continue to hold, the product. Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492 (Integrity Life), administered and distributed by NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, and promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Integrity Life's Privacy Policy.
3 Eligible Medibank and ahm health members who wish to activate this discount must provide accurate membership details: (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal.
Medibank Pet Insurance policies entered into for the first time prior to 30 August 2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank).
Medibank Pet Insurance policies entered into for the first time on or after 30 August 2023, and subsequent renewals of those policies are issued by PetSure and promoted and distributed by PetSure’s AR, Medibank.
Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at medibank.com.au/pet-insurance.
4 Medibank may withdraw this offer at any time. Not available in conjunction with any other Goodlife offer. Available for new joiners only. Must quote code MEDIBANKGOODLIFE15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Goodlife website here.
5 Medibank may withdraw this offer at any time. Not available in conjunction with any other Fitness First offer. Available for new joiners only. Must quote code MEDIBANKFITNESSFIRST15 when joining online or at your local gym in person to receive discount. Must show valid Medibank membership card during your first visit to receive discount. T's and C's apply, please read on the Fitness First website here.
6 Member take up of the offer is deemed acceptance of these Terms and Conditions. This offer entitles members of Medibank Private Limited (Medibank) 15% off all full priced items listed for online purchase at www.srchealth.com and excludes delivery charges or Gift Vouchers. Please note the discount must be applied at the time of check out only and can not be applied after purchase. This offer does not entitle the Medibank member to a benefit payment under their Medibank product. Benefits for the purchase of pregnancy compression garments are only payable on select Medibank products where the required terms are met as assessed by Medibank. SRC Health reserves the right, at any time, to verify the validity of Medibank membership (including an individual's identity and place of residence). Offer may not be used in conjunction with any other SRC Health offer and Medibank may withdraw this offer at any time. See srchealth.com for full Terms & Conditions.
SRC Health and Medibank reserve the right to change this offer at any time. By taking up this offer you consent to your personal information being collected by Medibank to assess your eligibility for, and to administer, this offer. Your information may also be used to assess your eligibility for, and to market, other offers that may be of interest to you. Information collected by Medibank is managed in line with Medibank's Privacy Policy.