Health Check

The health checks to keep in mind at different stages in your life

As the saying goes, prevention is better than a cure. Here are the health checks to keep in mind at the different stages in your life – even if you feel healthy.

Written by Medibank

We’re all a little guilty of procrastination when it comes to our health. It takes time to look after your health and when you feel like you’re in great shape, you may delay your check-ups even more. But taking a proactive approach will not only save you time in the future, it could make a huge difference to your health and wellbeing.   

Based on your age, we’ve put together a list of the health checks you may want to consider. Some health checks can be done by your GP or a health care provider, others you can do yourself.

It’s important to remember that your health is unique, and while these tests may be a good starting point, you know your body and history the best. It’s best to discuss these tests, and any others that may be relevant to you, with your health professional before you do anything else.

Health checks for all adults

Blood pressure

Why: Cardiovascular disease is one of Australia’s leading causes of death. High blood pressure is a leading risk factor for cardiovascular disease, such as heart attack and stroke. It is important to have regular checks with a health professional so they can help you maintain or reduce your blood pressure through healthy lifestyle changes or prescribed medications.

How is it tested: Blood pressure can usually be measured by your GP or health practitioner during routine visits. They use a device with an inflatable pressure cuff that goes around your arm. It’s quick, and painless.

How often: If you are over the age of 18, you’ve always had blood pressure in the healthy range, and you have no other risk factors, you should have it checked every 2 years. If you have ‘high-normal’ blood pressure, a personal or family history of high blood pressure or heart disease, you should have more frequent checks (every 6-12 months or as directed by your doctor).

Dental check-ups

Why: Poor dental health doesn’t just affect your teeth and mouth. Tooth and gum infections can also impact your wellbeing, so it’s important to look after them. Regular check-ups with the dentist are important to treat any issues early, like gum disease or tooth decay.

What’s involved: At a regular check-up a dentist will usually examine your teeth and gums for any issues. They may also take an x-ray to check for tooth decay between teeth. They usually provide preventative care like a professional clean or fluoride, as well as advice on how to keep your teeth and gums healthy.

How often: Generally, if you have healthy teeth and gums, you should visit your dentist every 6-12 months. However, everyone’s oral health varies so your dentist will advise if you need to visit more or less regularly. And remember, members with eligible extras cover can get 100% back on up to two dental check-ups at a Members’ Choice Advantage dentist every calendar year, including x-rays (if clinically required).#

Eye checks

Why: Vision problems can occur at any age. Small changes in your eyes can occur over time and you may not notice any symptoms. Eye checks can help identify these changes as early as possible to treat and reduce the chance of permanent damage.  

How is it tested: Optometrists usually screen for common eye diseases and run tests to check your vision. You don’t need a referral to book an appointment. 

How often: Optometrists normally recommend an eye test every 2 years. However, your optical health professional will advise if you need to visit more regularly. Eye checks are free through Medicare, and if you have eligible Medibank extras cover, you get 100% back on optical items at all recognised providers up to annual limits.*

Skin cancer checks

Why: Australia has one of the highest rates of skin cancer in the world, and the vast majority of these are due to sunburn. Around 95% of skin cancers are treatable if found early, so taking a proactive approach to skin checks is important.

How often: There are currently no set guidelines for how often you should have your skin checked. The Cancer Council recommends all adults regularly check their skin and visit their doctor if they notice any changes or new suspicious spot. If you have a personal or family history, or you are at a greater risk of skin cancer, you should discuss a plan with your doctor, which may include skin checks with a health professional every 6-12 months.  

Cervical cancer screening

Why: The National Cervical Screening Program is designed to detect and treat cervical cancer early. Around 1,000 women were diagnosed with cervical cancer last year, so it’s important to get checked. Remember to keep your contact details up to date with Medicare so you don’t miss any reminders.

What’s involved: Cervical screening tests involve taking a small swab from your cervix. The test is quick and should not be painful. You can choose to have a health professional conduct the test, or to collect your own sample under the supervision of a healthcare professional, and be offered a private space to collect your own sample. 

How often: If you’re a woman, or person with a cervix you’ll be invited for your first screening aged 25. After that you should attend a screening every 5 years, unless you are asked to return before that for further treatment. You will be sent a reminder from the national Cervical Screening Program ahead of your test.

Breast cancer – self-checks and screening

Why: Getting to know your breasts and what’s normal for you is both quick and easy. Breast cancer affects 1 in 8 Australian women and whilst it’s most common in women over the age of 50, it pays to get used to the normal look and feel of your breasts from a young age. After the age of 50, your risk of breast cancer increases, which is why regular mammograms (breast x-ray screenings) are important as you get older.  

How often:

  • Self checks: Monitor the look and feel of them regularly. By doing this you may be able to recognise changes that could be a sign of cancer such as a lump, a change in the skin, nipple changes or anything else that isn’t normal for you. If you spot anything out of the ordinary, see you doctor.
  • Mammograms: Women between 50-74 years of age who haven’t had breast cancer are invited for a free mammogram screening every 2 years with BreastScreen. You can still access free breast screening from the age of 40, however because of breast density, breast x-ray screening is less effective.

Mental health 

Why: Nearly 1 in 2 Australians will develop a mental illness at some stage in their life. There are many ways to get support for your mental health and wellbeing. Medibank’s mental health hub has more information to help guide and support you through your mental health journey.

How often: Whilst there are no current recommendations for regular mental health checks, if you are concerned about your mental health speak with a trusted health professional. Medibank members with health insurance can chat to a mental health professional2 over the phone or online at no extra cost1 to discuss any mental health questions and get guidance on what to do next. Find out more about 24/7 Medibank Mental Health Support here.

A sidekick for your health kick.

Eligible members can access a range of programs that aim to help manage their physical or mental health and may provide affordable care options for health conditions and procedures. Could there be a program for you? Clinical and product eligibility applies. 

Health checks by age

Click on the arrows below to learn more about what health checks you should keep in mind at different stages of your life.

Remember, if you have any questions or concerns about your health it's always best to chat with a GP. Medibank members with health insurance can also contact 24/7 Medibank Nurse Support or 24/7 Medibank Mental Health Support for mental health and wellbeing support.

Complimentary health checks now available

We're always looking for ways to help our members, that's why we are trialling complimentary health checks over the phone with Registered Nurses^ for members with Hospital cover.+

Written by Medibank
Tags

Previous article

Managing a bowel cancer diagnosis

Next article

Tips on managing heart disease, and how you might be able to use your health cover to help

Related articles

Things you should know

# Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. Two month waiting period applies. Some products may have other dental benefits, check your cover summary for details.

* Excludes Healthy Living Extras and select products that are no longer available for sale (for more information check your cover summary or check this page). Applies to prescription glasses and select contact lenses. Some glasses lens coatings and contact lenses are excluded. To find which specific items are included or excluded, call us on 132 331. 6 month waiting period applies.

1 Some referred services may involve out of pocket costs and waiting periods may apply.

2 This service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.

^ This health check service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.

+ Some referred services may involve out-of-pocket costs.