Using Your Cover

Medibank is here for you this holiday season

How your health cover can help you stay safe and well over summer.

Written by Editor Medibank

It’s summer in Australia, and as the sun beams down, adventure and the outdoors await. But while you make the most of these warmer months, we’re quietly standing in the shadows, ready to support you if needed. Here are just a few ways Medibank is here to help.

24/7 Medibank Nurse Support

While the sun is out and your out of office is on, it can be easy to forget that summer also comes with its own unique set of health hazards. Even the most sun-safe among us can get burned, and as the weather warms up and the summer wardrobes come out, so do the insects! Need support for non-urgent health issues like bites, burns or bruises? Medibank health insurance members can chat to a registered nurse about their health questions or concerns with 24/7 Medibank Nurse Support. Chat online or call 1800 644 325 any time of the day or night at no extra cost.*

Accident Cover Boost

Got new bikes from Santa? If you’re a member with hospital cover and you have an Accident, you’ll get the benefits of our Gold level hospital cover, no matter what level of hospital cover you have. No one wants to find themselves in hospital over the holidays, but Accident Cover Boost is there for you if you do.+

Check with us to find out if you’re eligible.

24/7 Medibank Mental Health Support

While we often think of this time of year as the happiest, it can be the hardest for some. Financial pressures, loneliness, family drama and anxiety can weigh heavily. If you need someone to talk to, Medibank health insurance members can call 1800 644 325 or chat online with a mental health professional1 ready to listen. It’s support that never sleeps and it’s available 24 hours a day, 7 days a week at no extra cost.*

Booking a holiday can be so rewarding

Don’t forget, your healthy actions over the holidays could earn you Live Better rewards points.^ Eligible members can earn up to $400 every year in rewards.# Whether it’s taking a few more steps or spending time with a good book, your healthy choices count. Plus, with our partnership with Booking.com, even booking your summer getaway could earn you up to 2,000 points. Discover more about Live Better rewards here.

Save on your travel insurance

Whether your travels take you to Noosa or Nusa Dua, Medibank Travel Insurance can help protect your domestic or overseas trips. If you’re booking a trip over the holiday period or planning a getaway for later in the year, Medibank health members can save 15% on Medibank Travel Insurance.** Cheers!

24-hour travel emergency assistance

Travelling can be an enriching experience, but sometimes you'll find yourself needing assistance. With Medibank Travel Insurance, you'll have access to our emergency team. Our team of experienced doctors, nurses, travel consultants and case managers are all based in Australia and ready to help you 24 hours a day, 365 days a year.

We can help if you need support finding appropriate medical treatment, assistance in replacing lost travel documents or credit cards and more. Find out more about 24 hour emergency assistance here.**

Our team is here to help

The Medibank team is here to assist you over the holidays with any questions you may have about your cover. You can call our customer service team on 132 331, chat to us online or manage your cover on the go via the My Medibank app.

As you dive into the summer, whether soaking up the sun at the beach, exploring new places or simply enjoying quality time at home – remember, Medibank is here if you need us. Here’s to happy and healthy holidays!

Earn up to $400 worth of rewards every year!^

Earn points for tracking your every day healthy actions such as eating, walking, stretching... and even sleeping.

^ Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

Written by Editor Medibank

Previous article

3 ways to get more from your health cover before 2025

Related articles

Things you should know:

* Some referred services may involve out of pocket costs and wait times may apply.

1 This service is being delivered by Amplar Health. Amplar Health is a business of Medibank Health Solutions Pty Limited (ABN 99 078 934 791), a member of the Medibank group of companies.

+ Medibank defines an Accident as ‘an unforeseen event, occurring by chance and caused by an external force or object, resulting in involuntary injury to the body requiring immediate treatment.’ Medibank’s definition of Accident excludes medical conditions, as well as pre-existing conditions, falling pregnant or accidents arising from surgical procedures and therefore are not covered by Accident Cover Boost. For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties. Extension of cover only applies to excluded or restricted hospital clinical categories and does not include other features of the product. Out of pockets may apply.

^ Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Rewards are subject to change without prior notice and are subject to availability. See full Medibank Live Better rewards terms.

# Live Better rewards members could earn up to 40,000 Live Better rewards points each calendar year for successfully completing select Live Better rewards points-earning activities. These activities include, but are not limited to, health and wellbeing Challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better rewards points could be redeemed for up to $400 worth of rewards from the Live Better rewards store.

Booking.com Live Better points: Eligible Live Better rewards members will earn 2,000 Live Better rewards points on eligible accommodation (“stay”) bookings purchased only by following the links to Booking.com website from the Medibank Live Better rewards website. Offer unavailable on bookings made through the Booking.com mobile app, car rental, flights and non-accommodation bookings.

If the stay is eligible, the points amount will be shown on the booking confirmation screen, and in the confirmation email after your purchase. Eligible stays may change from time to time. Eligible stays must be completed before any points will be awarded.

Live Better rewards points will be awarded within 45 days after you have completed your stay. Points will be forfeited if your booking is cancelled. Medibank may cancel points after they appear on your Live Better rewards account if the booking is disputed, and the relevant stay is found to be ineligible for any reason. Points funded by Booking.com.

The member number and email address entered at the time of the booking must exactly match the details in your Medibank policy. 

This offer may be withdrawn at any time by Medibank in accordance with the Live Better rewards T&Cs.

Collection Notice: By providing your email address and Medibank member number to Booking.com you consent that Booking.com will share your personal information with Live Better rewards (Live Better Management Pty Ltd ABN 93 003 457 289) (“we”). We collect this information to assess your eligibility for Live Better points, award any Live Better points and to monitor uptake of the Live Better rewards program.  We will not share your information overseas.  If you elect not to share this information you will not be eligible for any Live Better points.  For more information about how we handle your personal information (including about how to correct your information held by Live Better rewards and about complaints) see Medibank Group’s Privacy Policy. For more information about how to contact Booking.com and how they handle your personal information see https://www.booking.com/content/privacy.html.

** Medibank Travel Insurance and 24 hour travel emergency assistance

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS available from at medibank.com.au/travel to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/