Earn with Live Better rewards.

Medibank members with eligible hospital or extras cover could earn up to $400 every year in rewards from our range of partners or even get discounts on premium payments. Plus, if you shop with our partners, you could earn even more points!^

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Ways to earn Live Better rewards points

 

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Complete the Weekly Goal

Step, exercise, stretch, sleep or meditate and you could earn 200 Live Better points every single week. Complete 7 activities during the week.*

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Complete Challenges

Push yourself and try something different with new monthly Challenges. There’s a variety of activities to choose from that can earn you up to 750 Live Better points.*

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Visit a Members’ Choice Advantage provider

Earn Live Better points for your visits to Members’ Choice Advantage providers including dentists and our optical provider Specsavers.#+

Shop with our partners

Shop and earn unlimited Live Better points with our partners including The ICONIC, Amcal, Brooks or HelloFresh, with new partners added regularly. 

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Visit a fitness or activity partner

Join our partner gyms, Fitness First or Goodlife Health Clubs and every month you visit 8 times, you’ll earn 500 Live Better points.

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Participate in parkrun

Complete 1 or more parkrun events per month to earn 500 Live Better points. Run, walk or jog with locations all over the country.

Things you should know:

* Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.

~ Double Live Better rewards points - Offer available to eligible Live Better rewards users who use their linked payment card to shop with adidas, Apple, Brooks Running, Calm, CSIRO Total Wellbeing Diet, Elite Supplements, Everlast, Garmin, Good & Fugly, House, Lite n’ Easy, Oztrail, Peninsula Hot Springs, She Science, SUNNYLiFE, THE ICONIC and Youfoodz between 25 March – 15 April 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.

^ Linked payment card - To earn Live Better rewards points, payment must be made directly to an eligible Live Better rewards partner using a linked Mastercard, Visa or eftpos payment card at the time of purchase (including payments made with Apple Pay or Google Pay using a linked payment card). Live Better rewards points will only be earned on the total amount charged to a linked payment card. Live Better rewards points earned will be displayed in a Live Better rewards user’s account within 60 days of the date of an eligible purchase. Live Better rewards points cannot be earned on (1) purchases made via a third-party payment provider or platform such as PayPal and Afterpay, (2) purchases that are cancelled or refunded, (3) any purchase amount paid for by a gift card or reduced with a promotional discount or (4) purchases made in conjunction with any other third-party or third-party offer. Individual terms and conditions apply to different Live Better rewards partners. Specific terms and conditions for each Live Better rewards partner are available via the Live Better rewards partner hub.

± 1,000 extra points for linking payment card offer - Offer available to eligible Live Better rewards users who link a Mastercard, Visa or eftpos card with their Live Better rewards account between 25 March – 15 April 2025 (Offer Period), subject to these terms and conditions. One thousand (1,000) Live Better rewards points will be credited to the Live Better rewards user’s account within 60 days of linking a payment card with their Live Better rewards. This offer can only be claimed once per Live Better rewards user during the Offer Period. A Live Better rewards user is not eligible to claim this offer if, at any time since joining Live Better rewards, the user has previously received any Live Better rewards points for linking their payment card to their Live Better rewards account. This offer may be withdrawn or changed.

# HelloFresh double points offer: Offer available to Live Better rewards members who are new HelloFresh customers or who are past HelloFresh customers with a deactivated HelloFresh account that was cancelled at least 6 months ago. An extra 1,000 Live Better rewards points per box will be awarded after successfully linking your HelloFresh account with your Medibank Live Better rewards account, for up to 10 boxes purchased and delivered on or before 9 June 2025. First box must be delivered between the 18 February 2025 – 31 March 2025. Live Better rewards points will be displayed in your Medibank Live Better rewards account within 30 days of each HelloFresh box purchase. Live Better rewards points cannot be awarded retrospectively. This offer may be withdrawn or changed at any time in accordance with the Live Better rewards T&Cs.

+ Youfoodz double Live Better points: Offer available to eligible Live Better rewards users who use their linked payment card to shop with Youfoodz between 18 February – 31 March 2025, subject to the ‘Linked payment card’ terms and conditions below. This offer may be withdrawn or changed.

Apple, the Apple logo, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Pay, Google Play and the Google Play logo are trademarks of Google LLC.

^Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to properly complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. The maximum number of Live Better points that each Medibank Live Better member can earn from successfully completing health and wellbeing Challenges, Goals or any Onboarding action in a calendar year is 40,000 Live Better points. To the extent of any inconsistency between this Policy and the Medibank Live Better terms and conditions, the terms and conditions will take precedence.

# Maximum 500 points per member per calendar year. Member will be awarded points for their first eligible consultation each calendar year at one of the following services: physiotherapy, chiropractic, remedial massage, acupuncture or podiatry. Service must be completed by a Members' Choice Advantage provider. Must be a Medibank member with eligible extras cover, or eligible hospital and extras cover. Member must be up-to-date with premium payments. Award of points is subject to the approval of a claim for the health service. Waiting periods and annual limits may apply. Member must have already signed up to Medibank Live Better rewards with the My Medibank app within 6 months from the date of receiving the eligible health service to be awarded points, subject to Medibank Live Better terms. Live Better Points earned from claims for children under 18 years of age will go to the policy holder’s Live Better account. See full Medibank Live Better terms. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Medibank's agreements with Members' Choice Advantage providers are subject to change. Not available in all areas. 

+Specsavers points cannot be earned on the cost of any services (including eye tests), on purchases paid for with a Specsavers gift card or on non-prescription goods such as non-prescription sunglasses, safety glasses, protective glasses or precision tinted lenses. All optical items offered are subject to availability and are subject to Specsavers Terms of Service and Returns & Warranty policies. For in-store purchases, you must use your Medibank membership card through HICAPS at the time of purchase to earn Live Better Points. This applies even if you have hospital only cover or have already reached your annual optical extras limit. If you have extras cover and any annual optical extras limit remaining, you will also be submitting a claim for benefits. For online purchases at https://www.specsavers.com.au/, you must submit an extras claim for prescription optical goods to earn Live Better Points. Members with hospital only cover cannot earn points for online purchases. Points earned will be displayed in your Live Better account within 5 business days, or once you have signed up and linked your Live Better account within 6 months, from the date of your in-store purchase or making an extras claim for online purchases. A maximum of 10,000 Live Better points can be earned per transaction. This offer may be withdrawn or changed at any time.