We have four levels of cover to suit your needs.-
≈ Must be 16 years or over to register for Medibank Live Better rewards in the My Medibank app. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, and be up-to-date with premium payments. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Points earning activities and rewards are subject to change without prior notice and may be subject to availability. Additional terms and conditions may apply to points earning activities and rewards. See full Medibank Live Better rewards terms.
Working after graduation?
Our health cover meets the health insurance requirements of working and graduate visas 482, 485, 408, 407, 403 and more.
And if you have an accident or get sick while you’re here, your cover is there to help with the unexpected costs of medical treatment.
*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.
+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.
~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.
^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans
#Effective from 1 May 2023.
Overseas Worker offer - Want 6 weeks free?*
Join eligible Medibank Overseas Workers Standard Hospital and Medical cover by 30 November (and start your policy by 15 December 2024) and you could get 6 weeks free after your first consecutive 42 days.* Use promo code: WORKER6.
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Why stay with Medibank ?
We’re proud to be trusted by 4 million members - including over 300,000 overseas members.
Trusted health partner
Medibank is an Australian leading health insurer with over 4.1 million members and almost 50 years expereince in private health insurance.
Accident cover boost
Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.1
Protect against the unexpected
No matter which Medibank Overseas Visitors Cover you choose, your cover includes unlimited emergency ambulance Australia-wide. 2
24/7 Medibank Nurse Support & 24/7 Medibank Mental Health Support
Need support? Medibank health insurance members can speak to a registered nurse or mental health professional at no extra cost3. Chat online or call 1800 644 325 to discuss any health questions or concerns 24 hours a day, 7 days a week.
Live Better rewards
When you track any activity in the My Medibank App you could earn up to $400 worth of value in rewards every year from our range of partner brands including THE ICONIC, Apple and adidas or discounts on premium payments.≈ Experience fun ways to eat, move and feel better and earn Live Better points when you complete the Weekly Goal or monthly Challenges to redeem on rewards.
Register for Live Better rewards in the My Medibank app.
Go further with Medibank.
If you're on the lookout for value and a price that may surprise you, talk to us about finding Overseas Workers health cover that's right for you.
Use promo code: 'WORKERS1'
Things you should know
*Offer available to existing Medibank and ahm members on Overseas Student Health Cover (OSHC) who join any of the following eligible Overseas Workers products: Overseas Workers Base Hospital, Overseas Workers Standard Hospital and Medical, Overseas Workers Advanced Hospital and Medical, or Overseas Workers Premium Hospital, Medical and Extras. Must quote promo code ‘WORKERS1’ upon time of join. Must sign up to and maintain direct debit and hold eligible product for 3 continuous months from the policy start date to get the fourth month free. Excludes all other Hospital and Extras covers, Corporate Covers, Ambulance Cover, ahm covers, Overseas Health Covers and other selected covers. Offer available via phone, web, messaging and in store. Not available with any other offer. Not available to Medibank employees. Offer cannot be redeemed for cash. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time. It is the customers' responsibility to ensure they hold an appropriate health cover product to meet their visa requirements.
~ Some referred services may involve out of pocket costs and waiting periods may apply.
+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
Liver Better points terms: Live Better rewards members could earn up to 40,000 Live Better rewards points each calendar year for successfully completing select Live Better rewards points-earning activities. These activities include, but are not limited to, health and wellbeing challenges, the Weekly Goal, onboarding actions, partner activity earn and the daily auto-tracking bonus. This does not include points earned by shopping with Live Better rewards partners or visiting Members' Choice Advantage providers. 40,000 Live Better points could be redeemed for up to $400 worth of rewards from the Live Better rewards store.
Medibank Live Better Challenges & Goals Earning Policy: The participant of a Medibank Live Better Challenge or Goal may not receive Live Better points or may have their already credited Live Better points reversed in accordance with the Medibank Live Better terms and conditions. To earn Live Better points, the participant needs to complete 100% of the eligible Challenge according to the instructions. The number of Live Better points available for Medibank Live Better Challenges and Goals is subject to change without prior notice. To the extent of any inconsistency between this Policy and the Medibank Live Better rewards terms and conditions, the terms and conditions will take precedence.