Things you need to know
Waiting periods, annual limits and out-of-pocket expenses may apply
^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans, where they fall under an Included service under your Hospital cover.
+Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.
*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services.
#Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.
**Up to annual limits. Waiting periods may apply. Some services, like lens coating, aren’t included.
Learn more about Australia's healthcare system
If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.
Need a little extra help?
Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.
Things you should know
*Offer available until 31 December 2024. Must take out eligible Medibank Overseas Visitors Starter Hospital and Medical (any excess level) 31 December 2024. Must not have held any Medibank Health cover within the last 60 days. For new members on new memberships residing in Australia on a visitor’s visa. Must be over the age of 18. Offer available via phone, retail, web, messaging. Must quote promo code ‘VISIT2’ when joining. Member must sign up to and maintain direct debit. Excludes Overseas Visitors Everyday Hospital and Medical, Overseas Workers Health covers, all Corporate covers, all residential hospital and extras covers, Overseas Students Health Cover, Ambulance Cover, ahm covers, and other selected covers. Not available if the Policy Holder has already taken up this offer, or they have taken up any other discount offer from Medibank within 12 months from the policy start date. Not available to Medibank employees. Member take up of the offer is deemed acceptance of these Terms and Conditions. Medibank reserves the right to amend these Terms and Conditions without notice from time to time. It is the customers' responsibility to ensure they hold an appropriate health cover product to meet their visa requirements.
2 weeks free terms:
Member must maintain direct debit and keep policy premium payments up to date and hold eligible cover for 14 consecutive days from the policy start date to get next 2 weeks free. If the member changes to an ineligible cover during this period, or they terminate or suspend their cover, 2 weeks free will not be issued.